Mortgage Calculators

Make sure your dream home comes with a home price you can afford.

There are many different kinds of home loans. From government-subsidized FHA loans to fixed-rate or adjustable-rate mortgages, there are various mortgage loan options to consider. But which loan is right for you? When reviewing your loan options, it is essential to consider loan terms, PMI, and interest rates. It is also important to note factors such as your credit score because it may impact the terms of the mortgage loan you are offered. Other things that will affect the total loan amount for your home and your monthly mortgage payment are closing costs, the down payment amount, whether or not you are paying property taxes out of your escrow account, and more. A clear picture of the total costs involved will help you choose the right home and mortgage that best works for you. 

Buying a home is one of the most significant investments you will ever make. Homeownership can be very rewarding, but signing on for a monthly payment you cannot afford can turn your dreams into a nightmare. TDECU is here to help our credit union Members make sure their home-buying process goes smoothly. Whether you are getting ready to buy your first home or are upgrading to your forever home, we have the tools you need to get started.