Auto Loan Calculators

Evaluate your auto financing options

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Before purchasing your next vehicle, let TDECU help you make the right car purchase to meet car purchase to meet both your style and budget. We are pleased to offer our valued credit union Members a wide variety of financial resources and self-help tools, including our auto loan calculator. We also have auto calculators to help you decide whether or not to make additional car payments to pay off your car loan early. Are you shopping for auto rebates or considering a lease option? We have calculators for that too.¹

Not sure where to start? Try out our car loan calculators below!

Auto Loan Payment Calculator

How much will I pay each month on my
auto loan?

Auto Rebate vs Low Interest Financing Calculator

Which promotional offer makes the most sense?

Accelerate Auto Payments Calculator

Should I accelerate my auto payments?

Buy or Lease Calculator

Should I buy or lease my next vehicle?

Vehicle Affordability Calculator

How much can I afford to spend on my next vehicle?

Choosing the right car with the right loan payment for you.

Unless you're purchasing a car with cash, you're going to have a monthly payment for the car you drive. This is true for both financed auto purchases and leased vehicles. If you finance a new car or used car, your monthly car loan payment will include amortization, which means you will be paying on both the interest and the principal amount until you pay off the total loan.

The total purchase price of your car will include sales tax and any dealer related fees is applicable. Be sure to ask about fees before you purchase. Your loan amount will be based on the total purchase price of the car. Your monthly payment will then be calculated by the length of the loan term, plus the interest rate that you qualified for, less any down payment.

No matter what type of vehicle you're purchasing, be sure to choose a monthly car payment that you can afford along with any other regular living expenses.

¹Our financial calculators are provided as a free service to our Members. The information these calculators supply is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit, or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and illustrative and do not intend to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends finding a qualified professional for advice about your personal finance issues.