TDECU Business Checking and Savings Accounts
The first step to building your business’ finances
The more you save, the more you earn
Savings accounts are another way to make the most of your money. Earn interest and easily transfer funds to your checking account to help manage cash flow and build up your available funds for the future. Open your account with just $5.00.
Options to help your business thrive
Opening a checking account is the first step to growing your business. No matter what stage your business is in, part of your success includes managing your finances. Fortunately, TDECU offers flexible banking solutions for your daily financial needs.
Our commercial deposit accounts make banking simple, and our products grow with your business. When you open a business checking account, you gain access to Merchant Services, a TDECU Visa® debit card, and the option to tie a line of credit to your account.
TDECU Business Savings and Checking Accounts feature these benefits:
Low As
$5
Opening Deposit
Free
Digital Banking
Low As
$0
Service Fees3
Compare Checking and Savings Accounts
Our checking and savings accounts offer earned monthly dividends, no minimum daily balance requirements, access to TDECU Digital Banking, mobile check deposit , surcharge-free ATMs, and low to no fees.
An account for your banking needs every day. A TDECU Small Business Checking account provides you with real-time access, easy-to-use features, and personalized service.
$20.00
Minimum Opening Deposit
$5.00
Minimum Balance
0.12%
Interest Rate
0.12%
APY1
$10.00 3
Monthly Fee
An MMA account is like a savings account but offers checking features, as well. We offer competitive rates, no term restrictions, and higher earnings, giving you a secure place to save your money.
$2,500.00
Minimum Opening Deposit
$2,500.00
Minimum Balance
Variable
Interest Rate
Variable
APY1
$0.00 2
Monthly Fee
This is a simple, interest-earning account used to save for operations, large purchases, and other business-related expenses, offering you stability and access to your funds when you need them.
$5.00
Minimum Opening Deposit
$5.00
Minimum Balance
0.10%
Interest Rate
0.10%
APY1
$0.00
Monthly Fee
Club savings accounts are simply secondary business savings accounts ideal for helping you save for future needs or expenses, a particular designated purpose, and reaching specific financial goals.
$5.00
Minimum Opening Deposit
$0.00
Minimum Balance
0.10%
Interest Rate
0.10%
APY1
$0.00
Monthly Fee
2 $2,500 Minimum balance required to avoid maintenance Fee
3 Up to 150 items are processed without a fee per month. Any items over 150 per month will incur a fee of $0.25 per item. An "item" includes a debit, credit, or item in a deposit.
View TDECU Business Deposit Account Terms & Conditions
Ready to Open Your Business Account?
You can reach us online, in person, or over the phone.
- Contact us online – Complete the form
- Visit a local Member Center – Find a location
- Give us a call - (800) 839-1154