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If you’re still experiencing login issues, please download the latest mobile app version, use our account recovery or password reset tools, or contact our team for assistance. We have extended our in-person hours from 9:00am to 6:30pm to assist Members. Thank you for your patience.

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Checking Accounts

APY1 up to

4.00%

Credit Cards

Introductory APR2 of

0%

Commercial Equipment Loans

APR3 starting at

7.99%

Home Advantage Loans

APR4 starting at

8.99%

Improving Lives. It’s What We Do.®

Last year our Members saved $50.6 million in lower rates and fees.
Tired of waiting for your paycheck to appear in your checking account?

Get paid up to two days early with direct deposit!5

Score Big with Texans Checking
Team up with TDECU and the Texans

With a TDECU checking account, you can enjoy:

  • Surcharge-free ATMs5
  • No monthly minimums
  • Earn up to 26x the national average1 on your account balances
Apply Now

BUC-EE’S PLATINUM MASTERCARD®
Save at the pump

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s6
  • 0% introductory APR 2
  • No annual fees
Apply Now

Protect yourself from fraud
TDECU will NEVER ask for your:

  • Username

  • Password

  • PIN

Via text, direct message, or phone.

Learn More

BUC-EE’S PLATINUM MASTERCARD®
Save at the pump

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s6
  • 0% introductory APR 2
  • No annual fees
Apply Now

Digital Banking
Banking in your pocket

With TDECU Digital Banking, you can:

Download TDECU App on the App Store Download TDECU app on Google Play
Digital Banking mobile account view
Ready to manage your finances on the go?

TDECU Digital Banking offers secure and convenient banking from anywhere, at anytime.

Ready to manage your finances on the go?

Enroll now and enjoy the benefits of secure and convenient banking from anywhere, at anytime.

Can't find what you're looking for?

Try our search below.

1 APY = Annual Percentage Yield.

2 APR=Annual Percentage Rate. Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.

3 APR=Annual Percentage Rate. Rate and term based upon vehicle make, model, and credit qualification. Rates, terms, and conditions subject to change. Credit subject to approval. Other rates are available.

4 APR = Annual Percentage Rate. Rates, terms, and offer subject to change without notice. Credit approval and proof of income required. Other terms and conditions may apply. 

5 TDECU owned ATMs plus 55,000+ ATMs in the Allpoint network are surcharge free.

6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.

1 APY = Annual Percentage Yield.

2 APR=Annual Percentage Rate. Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.

3 APR=Annual Percentage Rate. Rate and term based upon vehicle make, model, and credit qualification. Rates, terms, and conditions subject to change. Credit subject to approval. Other rates are available.

4 APR = Annual Percentage Rate. Rates, terms, and offer subject to change without notice. Credit approval and proof of income required. Other terms and conditions may apply.

5 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.

6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.