If you're considering giving back to society or a cause as part of your financial planning, there are many ways you can do so. Our latest blog will help guide you as you work towards having philant...
As age 73 nears, it is critical that you begin considering how you want to handle the required minimum distributions (RMDs) you are obligated to withdraw from your tax-advantaged retirement account...
Saving money is a crucial pillar of personal finance that can have a profound effect on your financial stability and long-term aspirations. However, there is no universal formula to determine the p...
Recognizing historical trends in the housing market and mortgage rates is crucial for gaining profound insights into the present state and making well-informed forecasts about the future of real es...
As we approach the last quarter of each year, it is a good time to plan for the next one. Year-end planning is especially important for existing retirees and those hoping to retire in the next few ...
In a welcome development for millions of Americans relying on Social Security, the Social Security Administration has recently announced a substantial increase in retirement and disability benefits...
Did you know that there are 4 different phases when it comes to retirement? There is pre-retirement, early retirement, mid-retirement, and late retirement. Each phase comes with different preparati...
With retirement confidence taking a hit, it's important to consider the big picture. Inflation played a large role in decreasing people's confidence, but what else?
As you get closer to age 65, you may encounter some questions regarding Medicare. What are my coverage options? How do I enroll? To find out the answers to these questions and similar questions, re...
With the Department of Education working to simplify the FAFSA process comes changes to the process. For example, Pell Grants will be easier to receive for some students.
During turbulent financial times, having a financial emergency plan might provide you with a proverbial life preserver. Our latest blog explores crucial steps you may take to work on financial prep...
Planning for your financial future and retirement looks much different than in previous years. Because of this, visualizing your future has become more important than ever.
When it comes to repaying your student loans, one size does not necessarily fit all. The key to a manageable repayment plan is to find a strategy that works well for your goals, budget, and lifesty...
Every year, around 3 million Americans are required to evacuate their homes due to a natural disaster. What's more, this figure does not include the millions of other individuals who are temporaril...
Go out into your yard and dig a big hole. Every month, throw $50 into it but don't take any money out until you're ready to buy a house, send your child to college, or retire. It sounds a little cr...
High school graduation holds significant importance for students and their families, as it marks a critical juncture in the college planning process. It also serves as a reminder of the paramount i...
If you're retired, you face decisions your parents or grandparents likely didn’t face before you. This means every year you need to realistically estimate your life-expectancy to manage the foundat...
Those who receive an inheritance with the passing of a loved one are potentially given the gift of financial freedom if they choose to manage the wealth carefully.
As retirement approaches, many older adults consider downsizing their homes to simplify their lives, reduce expenses, and focus on what truly matters. While the process can be emotionally and physi...
Insurance is one of the most crucial components of financial well-being, even though you may not necessarily receive an actual payout from a policy. Check out the full insurance coverage checklist:
Having enough retirement income is a top concern for many Americans nearing or in retirement. Even though they may have saved consistently throughout the working years, they may be concerned that t...
For many, the expenses of college or technical school can be overwhelming. But, with financial aid programs, tuition, room and board, books, and other college-related costs can become more affordab...
Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated. Learn more:
Did you know that 529 Day is on Monday? 529 plans can be powerful college savings tools, but you need to understand how your plan works before you can take full advantage of it. Among other things,...
Once you are in your 60s, you are likely to focus less on growing your retirement funds than answering, When do I retire? And once you crack open your nest egg, how should you allocate its contents...
For business owners, the thought of retiring and whether or not you are ready to take those first steps might be overwhelming. If you're a business owner, take a look at our checklist to determine ...
Happy Life Insurance Day! Depending upon the type of policy you purchase, life insurance can enable you to meet specific life goals: retiring comfortably, paying for your child's education, or payi...
Targeted scams have become even more popular with the amount of personal information readily available on the internet. From phone scams to phishing attempts and intercepted deposits, here are thre...
Planning for retirement is exciting, but it may come with a bit of stress. One of the things that you may need to consider is when to begin claiming your Social Security benefits. Here are a few qu...
Increasing your financial literacy may allow you to make better decisions about your money and your financial future. For Financial Literacy month, take a look at these tools to expand your current...
When you start to consider if investing is an appropriate option for you, you may have questions. It’s exciting when you decide to invest and watch your money work for you, but it’s more than just ...
Spring can be a fantastic time to refresh your retirement plan and savings habits. With 2023 bringing increased limits for 401(k)s, IRA, HSAs, and other tax-advantaged accounts, it's worth taking a...
When it comes to personal finance, there are a number of competing priorities that can make it difficult to determine where to focus your efforts. For many people, the choice between building emerg...
As 2023 heats up, talk about the national debt spiraling out of control will too. But what is the national debt and should investors worry about it? Learn more:
What should you know about the Secure Act 2.0 that may impact you and your financial and retirement goals? Here is an overview of important information to know:
With spring’s arrival, there is another area of your life that may need some tidying up—your finances. Even if you keep up with your finances throughout the year, it’s beneficial to take time each ...
Are there certain S&P 500 sectors that might perform better if inflation rises? Read my latest blog for a breakdown of which sectors to pay attention to:
It’s never too soon or too late to start preparing for your retirement. What this entails may be different from person to person, but there are a few essential tips everyone should keep in mind whe...
When was the last time you gave yourself a financial checkup? Before you jump right in, consider these steps to assist you in evaluating where you stand financially and to help you determine a reas...